The definitive study on the impact of cost-sharing on health behavior was done by the RAND group in the 1970s. There are links to the RAND website and a few discussions of the study below. I've tried to get a few different perspectives in the mix, remember to think about the
biases of each source as you read through them.
http://rand.org/pubs/reports/R3055/
http://www.kff.org/insurance/upload/7566.pdf
http://cdhc.ncpa.org/policy-issues/rand-retrospective-study-finds-cost-sharing-affects-medical-usage
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